Activity of Regional Microfinance Institutions in Terms of Regional Development

Purpose: The aim of the article is to analyse activity two types microfinance institutions in Poland, loan funds and guarantee indicate relations between their condition regions. Design/Methodology/Approach: To we have employed a methodological approach comparative analysis based on data from Eurostat, Local Data Bank, European Microfinanse Network, Polish Association Loan Funds Guarantee Funds. used study included 2012- 2018 years. In order evaluate impact region’s development, applied Pearson's correlation analysis, linear regression single-factor variance analysis. Findings: results that collective operations run by both has shown numerous negative correlations, whereas impacts individual voivodeships positive outcomes. It can therefore be stated regional scale displays effects relationships, which differ depending region. Practical Implications: Both owners search for new solutions ways development. This regards especially must compete with national programmes, decreases role point view commercial banks. Originality/Value: research an original financial indicated need change strategies. increase region, (which are mainly self-governmental bodies) should consider recapitalisation while retaining character.